Checking Accounts

Don’t be overwhelmed by fancy account titles and hidden fees.

At Farmers & Merchants Union Bank we provide upfront account details so you can decide which checking account is right for you — no hidden fees, just honest banking with excellent service.

Open a Checking Account Current Rates 
Open an HSA Checking AccountReorder Checks

  

Which Checking Account is right for you?

- Free CheckingImage CheckingInterest CheckingHealth Savings Checking*

Minimum Average
Daily Balance

None

$400

$1,000

$5,000

Transaction Fee

N/A

$0.50 per debit paid fee
if average daily balance
falls below $400

$0.50 per debit paid fee
if average daily balance
falls below $1,000

$0.50 per debit paid fee (after 3 debits) if average daily balance falls below $5,000

Monthly Maintenance Fee

$0

$0

$0

$0

Earns Interest

(See Rate Sheet)

X

X

✓

✓
*We also offer HSA CD options, visit the CDs & IRAs page for more details.

Add value to your Farmers & Merchants Union Bank Checking Account with:

Order Checks:

Contact Us

We do not recommend that you purchase checks from companies not listed. Some outside companies do not use the appropriate magnetic ink required by banks and therefore cannot be used. If you use an outside company for checks, you do so at your own risk.

 

Back to Top