Savings Accounts

Put your money to work for you with a Farmers & Merchants Union Bank savings account. We offer competitive interest rates to help you reach your financial goals, no matter how big or small. Save for a home, car, college education, healthcare expenses or even your holiday shopping!

Use our free financial calculators to help create a savings plan that works for you.

Open an Account Current Rates

 

Which Savings Account is right for you?

Statement SavingsKids Savings*Christmas SavingsHealth Savings

Minimum Average Monthly Balance

$50

None

Minimum daily balance of $1

None

Withdrawal Limits

More than 3 withdrawals =$1 fee; 6 max electronic withdrawals

6 max electronic withdrawals

Check mailed or direct deposited annually on Oct 31

Unlimited

Monthly Maintenance Fee

$5 if average monthly balance falls below $50

$5 if average monthly balance falls below $50; fee waived for account holders 19 years old or younger

N/A

$0.50 per debit paid fee (after 3 debits) if average monthly balance falls below $5,000; fee waived if balance is greater than $5,000

Earns Interest

(See Rate Sheet)

*Option to set up account with custodial (WUTMA) management

Add value to your Farmers & Merchants Union Bank Savings Account with:

 

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