Agricultural Loans

Start, maintain or grow your farm operation with the help of Farmers & Merchants Union Bank. We understand that financial flexibility is the key to your farming success. We’ll work with you to create a financing package suited to your needs, with a payment schedule to match your cash flow.


Knowledge is Power

We are dedicated to the individual needs of our local farmers and recognize that those needs can vary greatly. Whether you are experiencing a period of inadequate cash flow, have the need to expand your equipment line or herd, are expanding into new ground or are looking to transition the family farm to the next generation, we are ready to help.

We work with all farm loan programs including FarmerMac, FSA, and SBA 504 to find the right fit for you. We are a preferred FSA lender and can streamline and expedite loan approvals quickly.

We can help with:
  • Operating Loans
  • Livestock & Machinery Loans
  • Ag Real Estate Loans
  • Farm Service Agency Guaranteed Loans

Ag Leasing Options

Whether you need additional equipment, more high-tech equipment or you have machinery down for repairs, leasing may be an option to keep your farm operation running smoothly.

Leasing can also offer financial advantages; it can free up cash flow, and in some cases it can offer lower after-tax cost than traditional financing or outright purchases.

Leasing options can be structured in a variety of ways and can even be set up to meet your harvest cycle, cash flow or tax requirement needs.

Begin the Ag Lending Process

It’s important to work with a local, experienced financial professional you can count on. Give us a call or email, or stop in to speak with one of our ag lenders.

What You May Need to Get Started:

  • Current Financial Statements (here's a spreadsheet to help you get started)
  • Previous 3 years Tax Returns
  • Current Year Operating/Business Plan

To apply for an agriculture loan, reach out to one of our ag lenders today.

Greg LeCaptain

Greg LeCaptain

Columbus, Fall River, Juneau, Friesland and Rio locations

(920) 623-7115
Email Greg 
NMLS ID# 757536

Doug Lambert

Doug Lambert

Columbus, Fall River, Juneau, Friesland and Rio locations

(920) 623-7104
Email Doug 

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